In The Media

How to prepare your home for Helene when it comes to your insurance

Blake Day of Day Adjusting Consulting advises Floridians to document their property with photos and videos before storms to aid insurance claims. Filing claims can take time, especially after events like Hurricane Ian, and new storms like Helene may complicate existing damage. Knowing your policy and documenting everything are key to smoother claim processes.

40 Under 40 - Blake Day

Blake Day, with a decade of experience in the insurance industry, founded an adjusting and consulting firm to advocate for home and business owners with their insurance claims. Beyond his business, he actively supports various nonprofits, including veterans' assistance, domestic violence prevention, and disaster relief efforts.

Public adjustors help homeowners navigate insurance claims

Janice and Morgan Paine hired Naples-based Day Adjusting & Consulting after a pipe leak flooded their home, seeking better results than their previous unsatisfactory experience with insurance after Hurricane Irma. Public adjusters like Blake Day’s team, former insurance employees, represent policyholders, assess claims, and negotiate settlements. Day’s insider knowledge and use of industry software help maximize settlements. The firm operates mainly in Florida but also in several other states, handling claims from storm damage, burst pipes, and more. Public adjusters have grown popular due to recent storms.

Lessons learned and how to apply them this 2024 hurricane season

With hurricane season approaching, Southwest Floridians must prepare for potential storms. WINK News Anchor Chris Cifatte explored lessons learned from Hurricane Ian in 2022. Public Adjuster Blake Day emphasized understanding insurance coverage, noting that pool enclosures often need separate endorsements, and flooding isn’t covered by standard homeowners insurance. Documenting belongings with photos is crucial for claims, and having replacement value coverage ensures better compensation. Start preparations now to ensure you're adequately protected.

Common sense vs Florida’s one-year insurance claim statute

A recent decision by Tallahassee lawmakers has imposed a one-year limit for property owners to file insurance claims after a covered loss, effective from January 1, 2023. This timeframe applies universally, not just to hurricane-related damages, necessitating swift assessment and claims initiation. This poses potential challenges, such as undetected roof and window damage, and highlights the impact of erratic weather patterns on property issues. Criticism is directed towards the shifting insurance laws, which have become less favorable to policyholders over time.

Day shares vital information at recent Insurance Summit

Blake Day, president of Day Adjusting and Consulting, spoke at the inaugural Insurance Summit by SWFL, Inc., emphasizing the importance for policyholders to fully understand their insurance coverage before disasters strike. With over 15 years of expertise in first-party property insurance claims, Day's firm advocates for policyholders to secure higher payouts and navigate the claim process, including addressing unsatisfactory or denied claims. His company is licensed in seven states and plans to expand coverage in 2024.

Insurance laws changed and are not in favor of policyholder

The aftermath of Hurricane Ian in Southwest Florida has highlighted the importance of having reliable insurance coverage, but recent changes in insurance laws have raised concerns among policyholders. After the hurricane, thousands of claims have still not been paid, and the insurance laws have shifted unfavorably for policyholders. The time frame for filing claims has been reduced to just one year from the hurricane's landfall date, which may not be sufficient for damage that takes time to become apparent, like roof damage. Additionally, changes in attorney fee allocation mean that homeowners who sue their insurance companies may have to cover attorney fees from their own settlement. This has prompted calls for a reevaluation of these changes to ensure a fair and homeowner-friendly insurance system.

Panelists to offer advice on navigating obstacles after a natural disaster

The Above Board Chamber of Florida is hosting a luncheon aiming to assist people in navigating the complexities of dealing with insurance companies, adjusters, and contractors after a natural disaster. The event emphasizes the importance of forming a team of trusted advisors to avoid scams during the recovery process. The meetings will take place in Fort Myers and Naples, featuring a panel of experts who will discuss topics such as the 50 percent rule, mold removal, understanding insurance policies, and ensuring structural integrity during the recovery process.

DAY Adjusting & Consulting Lends support to Golden PAWS Heroes Fund

Day Adjusting & Consulting donated $5,000 to Golden PAWS Assistance Dogs to assist Veterans, first responders, and their assistance dogs affected by Hurricane Ian through the Heroes Fund. Blake Day, the owner of Day Adjusting & Consulting, got involved due to the destructive impact of storms on communities and well-being. The Heroes Fund provides financial support for recipients and their dogs, covering nutritional and veterinary needs, as well as addressing life-altering emergencies. Golden PAWS Assistance Dogs is a non-profit organization that provides highly skilled service dogs to combat wounded Veterans, first responders, and children with disabilities. Day Adjusting & Consulting specializes in advocating for policyholders during the insurance claims process, offering support at any stage.

Cape Coral homeowner claims Hurricane Ian insurance check bounced

Many homeowners in Southwest Florida are awaiting insurance checks from their insurance companies following Hurricane Ian, but delays and issues persist. One homeowner in Cape Coral, Christine Girard, received a check that bounced, and after a series of challenges and excuses from American Integrity Insurance of Florida, she finally received a new check. However, Girard remains skeptical about the company's reliability and worries about future claims.

Congratulations to the March 2023 Business of the Month

Day Adjusting & Consulting has been chosen as the March 2023 Business of the Month by the Collier County Government and Greater Naples Chamber in recognition of their financial and active involvement in the community, as well as their contribution towards creating a better quality of life for citizens of Collier County. The company specializes in helping homeowners in their insurance claims and was founded with a mission to help people in the community fight against their insurance companies.

Ian Aftermath Even Harder to Fix With Supply Chain Tattered

The aftermath of Hurricane Ian, which caused massive destruction in Florida, is expected to be further complicated by supply chain issues that have persisted since the beginning of the pandemic. The hurricane caused significant damage to homes, businesses, and infrastructure, with estimates ranging from $65 billion to $100 billion. However, labor shortages and supply chain difficulties are expected to hinder rebuilding efforts, making the recovery process even more challenging.

DAY Adjusting & Consulting

The aftermath of Hurricane Ian has showcased both acts of altruism and instances of exploitation. While many have rallied to aid their neighbors, opportunistic scammers have preyed on vulnerable individuals. In response, efforts to raise awareness about scams have been made, including town hall meetings and advocacy for consulting local professionals before committing to services. Public Adjusters play a crucial role in navigating insurance claims, but it's essential to verify their credentials beforehand. Licensed and bonded adjusters are regulated by the state and can significantly enhance claim payouts, as demonstrated by a government report. Policyholders are reminded of their right to seek professional representation to ensure fair treatment from insurance companies

Day Adjusting and Consulting: Allies of Homeowners in Claims Settlements

Day Adjusting and Consulting, founded by Timothy Blake Day, is an insurance adjusting firm that helps homeowners achieve seamless claim settlements. The company employs experienced public adjusters who handle the entire claims process on behalf of policyholders by meeting with insurance company representatives, negotiating damages, and getting the best possible settlement for policyholders. Day Adjusting and Consulting aims to protect homeowners and property owners' interests by ensuring they receive the claims they deserve.

Florida’s government subsidises people living in hurricane zones

Florida's property insurance market was already struggling before Hurricane Ian made landfall near Fort Myers last September, and now six insurers have gone insolvent due to extreme weather, litigation costs and fraud. With insured losses from the storm expected to reach $57bn, the state-backed Citizens Property Insurance, which has the largest market share, has doubled its policies to about 13%. However, if it cannot cover losses, it can levy a surcharge on almost all other property- and casualty-insurance policyholders in the state, and some fear that the growing role of Citizens could undermine private players.

Tips for renewing commercial insurance policies

Southwest Florida has experienced changes in insurance policies and claims due to Hurricane Ian. Blake Day, president of Day Adjusting and Consulting, advises commercial property owners to understand the difference between RCV and ACV policies, be aware of their deductible types and amounts, have O&L coverage, consider appraisal provisions, and ensure that their insurance policy does not have a co-insurance penalty. These tips can help property owners properly insure their properties and avoid underinsurance penalties.

DAY Adjusting & Consulting celebrates new Naples office

Day Adjusting & Consulting hosted Greater Naples Chamber of Commerce ambassadors for a ribbon-cutting ceremony for its office at 405 Fifth Ave S., Suite 7, in downtown Naples. Founder Blake Day’s team of adjusters advocate for policyholders during any point of residential and commercial insurance claims processes. They handle the claim process with the objective of negotiating with the insurance company for a higher payout for the customer. Hours of operation are 9 a.m. to 5 p.m. Monday through Saturday.

ON THE MOVE

Day Adjusting & Consulting announced Jordan Stynda has been promoted to the position of vice-president. Ms. Stynda was originally hired as the company’s paralegal 18 months ago and has stepped in to fill many roles since the devastation of Hurricane Ian hit Southwest Florida. In her new role, Ms. Stynda is using her expertise for helping homeowners who have experienced the challenge of a property insurance claim during these past few months. She helps manage the daily operations of the company and ensures its continual growth through positive client interactions, up-to-date systems, and online media marketing. She finds, researches, and implements procedures and avenues to ensure all clients have a positive and successful experience with Day Adjusting.

Panelists to offer advice on navigating obstacles after a natural disaster

The Above Board Chamber of Florida is hosting a panel of experts to help people recover from storm damage. The February luncheon titled “How the right team can turn a natural disaster loss into a win for you” emphasizes the importance of having a trusted team to avoid being scammed by insurance companies, adjusters and contractors. The event will be held in Fort Myers and Naples, and will include expert speakers discussing topics such as the 50% rule, mold removal, insurance policies, and finding experts to ensure the structure is sound.

Congratulations
to all of the 2022 Best of the Best - Naples Winners!

Insurance Agent Winner - Blake Day